Tuesday, October 02, 2007

The Joy Of Aparment Hunting

My youngest child is moving away from home. I cannot believe that my daughter has completed her associate degree and has found an office manager position in a city sixty miles away from us. She has been commuting for the summer months, but with winter on the way she in going to move into the city. She knows that I am stressing about this so she asked me to go apartment hunting with her. She thought it would help me to know that she was in a safe place.

We started out early on a Saturday morning. She had made appointments with apartment building managers as well as two apartments that were in residential areas. The first apartment building that we went to was within walking distance of her job. This was close to the down town area that has several bars and night clubs. I think she was also thinking that she could walk home after drinking with friends. The apartment was located on the third floor of the building. On the first floor were shops and an attorney’s office. The building is quite old. The apartment was good size. There was a large living room and a kitchen and dining room area. The bedroom was very large. There was a walk in closet and built in dresser drawers along the window ledge. The bathroom was next to the bedroom. It had been updated to include a shower/tub combination, toilet and large vanity. For the size of the apartment the rent was quite reasonable and the location to her work was great, however they had no garages available and there was no security system in the apartment building. Neither of us liked the idea of strangers being able to access the hallways of the building.

The next appointment we had was two blocks away in a residential area. The apartment was in a house that had been remodeled to form two apartments. The apartment that was available was the upper level of the home. There was a nice living room and kitchen with a separate dining area and a big bed room and bathroom. The only shared area with the other renter was the laundry room area and the two stall garage. The rent was reasonable, but my daughter would be responsible for half of the utilities and heating costs. My daughter did not think she would like having to split up bills with someone she did not know. She decided that she would be more comfortable in an apartment building, so she called and cancelled the other appointment in the residential area.

The next apartment building we went to had a security system. The apartment was on the second floor and there was a garage for the car. The rooms were good size and the drive to work was only five minutes. She decided to rent this apartment and will move in next month.

Sunday, September 30, 2007

Affordable New Houses

The single most important purchase that you will ever make is your house.
While making a solid investment is ideal there are many affordable new homes
on the market today. You can consider different housing options that can
offer surprisingly low monthly home mortgage payments that are quite

Many people believe that affordable new homes don’t really exist. However,
you may be surprised to discover that you may be better off buying new
rather than renovating an existing structure. With a little planning and
forethought you may find that you can even build your house from the
foundation up for relatively little money.

While the dream of building a house is prominent for some others find that
they just want to find affordable new homes that are in move-in condition.
There are many things that can go wrong during a new house construction
project and there is also a matter of time as well. Many are unable to
afford to pay for construction and monthly rent payments while waiting for
the project to be finished.

There are brand new houses on the market that are made of quality material
and are ready for the occupants to move right in. You may be surprised to
discover the many options available to potential homeowners who are in the
market for affordable new houses. Don’t think that you have to buy an older
house to be able to meet your monthly mortgage payment obligations.

In some cases an older house can cost you a fortune in updates and repairs.
You may find that your mortgage is affordable but you may also find that you
have to come up with a lot of money for renovations and updates especially
in the kitchen and bath. The repairs can add up very quickly and you could
wind up spending a lot more than you anticipated.

My husband and I thought that the only affordable houses on the market were
older handyman specials and we limited our search to those types of
structures. We were surprised to discover that renovating most of these
houses would cost more than buying a newer house. We decided to extend our
search into affordable new houses and were thrilled with the results.

After figuring how much it would cost to update the old houses we opted to
buy new. In no time at all we found ourselves in a lovely house that cost a
bit more than older homes we browsed. The affordable new homes were in
perfectly updated condition and they offered so much more for the money.

Saturday, September 29, 2007

Affordable Apartments For Rent

Whether you are searching for your first place or if you are moving to a new city affordable apartments for rent are probably really important to you. There are many options available to you in your search. The right rental property may be closer than you think and it may be easier to find than you ever dreamed possible.

The first thing that you want to consider is your income. If you fall within a certain yearly income you may be able to seek help from organizations like HUD. These groups offer low income tenants affordable apartments for rent. The great thing about these organizations is they work with your specific level of income. You only pay what you actually can afford.

Many individuals will not fall within the state guidelines to qualify for programs like HUD but if you do, make sure that you take advantage of the opportunity to find affordable apartments for rent according to your income. Those who don’t qualify for low income housing have other options to consider.

The first thing I did when looking for affordable apartments for rent was to start asking people I knew. I found this to be one of the most valuable resources available. Many friends and family members were eager to help me find a place that I could afford on my meager waitress income and I was shocked to discover how many unadvertised affordable apartments for rent there actually were in my area.

One of the nicest options available to me was an unadvertised rental that was behind a private home. The small building offered a cozy one bedroom suite that was perfect for me. This wasn’t one of the affordable apartments for rent that I put on my list but I really loved the place. It was just too far out of the way for me.

There were, however, plenty of other affordable apartments for rent and I had my eye on just the one that I wanted. It was in the perfect location and I already knew the landlord. The current tenant was about to move so I talked to the owner and asked to be put on a waiting list. If I hadn’t networked with friends and family I would have never known that the apartment was going to be available.

Of course, you can always find affordable apartments for rent by searching the newspaper but it is always a good idea to shop around. You want to become familiar with the neighborhood and consider how far you want to drive to work each day. Don’t forget to ask around. You never know what affordable apartments for rent will be available in the near future.

Friday, August 24, 2007

Dermatologist Skin Care

It doesn’t seem to matter who you are, there’s one thing we all have in common. Our skin isn’t perfect. Whether you are fighting the battle of age and have developed a few wrinkles or acne seems to have taken up permanent residence on your face, you have likely struggled to find the right skin products that work for your unique situation. Many of us simply don’t have the time or resources to visit a professional dermatologist, so instead we try every cream and lotion we can find to see if it will finally work. This type of hit and miss approach is usually frustrating and costly. Instead of buying things and then trying them, research some of the available dermatologist skin care products to see which one will help you.

Infomercials for beauty products are everywhere today. You can typically find some type of infomercial running at almost every hour of the day. Most infomercials that promote skin care products feature some well-known celebrity who seems to have flawless skin. This can be discouraging for the typical woman who looks in the mirror and sees so many problems. There’s a new trend in these types of advertisements lately and that’s showing the spokesperson without any make-up. This is helpful as it allows the consumer the chance to see the transformation that takes place when the product is used. Almost every one of these beauty care lines is associated with a skin care professional that helped develop it. A dermatologist skin care line such as this may be just what you need.

I’ve long found that the best way to know whether something actually works is to find real people who have used the product. This is true with any of the dermatologist skin care products too. Even though a world famous doctor may have endorsed a product this certainly doesn’t mean that it will do the job it claims to. Ask others you know who have used the products in that skin care line about their results. If you can’t find anyone you know personally, do a check of skin care forums online to see what others have experienced.

Many of these beauty lines do offer a money back guarantee. For someone on a limited budget who doesn’t have any money to waste, this is a great way to try the products to see if they actually work for you. If they don’t and there is a guarantee in place, take advantage of it.

If all else fails, you really should consider going to see a professional doctor. Even though a doctor’s visit can be costly, it’s truly an investment in your appearance and self-esteem. With a dermatologist skin care regime, you can see results quickly and chances are after the initial visit you won’t have to make a second trip to their office. After all, skin is their specialty and they know exactly how to help you look and feel better.

Saturday, August 18, 2007

The Best Anti Aging Skin Care Product

There is a never ending search for the best anti aging skin care product. People are constantly looking for ways to turn back the hands of time.

Aging is not pretty. And it wrecks havoc with your self-esteem, yet it is a necessary side effect of living. Everyone wants to live, but nobody wants to suffer the roadmap that aging leaves on your body, particularly your face.

So, the quest begins to find a cure-all product that can make all the mean and nasty effects of aging go away. Does a magical anti aging skin care product really exist?

Maybe, maybe not. Perhaps the best we can do is slow down the aging process, and trip it up a bit.

Monday, August 06, 2007


The mini skirt has been part of most women’s wardrobes since the 1960’s, although the concept began in the 1920’s. Flirty, fun, and feminine, this skirt has earned it’s way into our closets, both as a fashion statement and a sign of liberation. With it’s countless cuts, materials, and colors, you are sure to find the mini skirt that’s right for you. However, because of this fashion diversity, it’s hard to tell just by looking which skirt will complement your figure. One skirt you see on a super model in Vogue may look awful on you, while another that looked unappealing might have a special charm to it once you’ve...

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Hollywood’s Best Kept Secret

We all know that designer bags can cost a fortune and no wants to play a lot of money. Yet we all want to have the latest handbags and accessories. No outfit is complete without the perfect accessories to go with it. Thankfully there is a new secret that keeps women looking good without the high prices.

A Place where you can borrow Designer Handbags for as little as 5-20 dollars. Since I am a member I can tell you first hand what it’s like. The have plenty of designers to choose...

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Thursday, June 14, 2007

Searching for Pond Supplies

Hey, if you've been looking for a place to find good pond supplies, then I've got great news for you. There is a new website call www.tdr-search-engine.com that has just opened up.

This is a great web site for searching for Pond Supplies and Pond Kits. Just put in the type of Pond item you are looking for and hit return.

Wednesday, February 14, 2007

How and Why to Use a Mortgage Refinance Calculator

How and Why to Use a Mortgage Refinance Calculator

Have you ever thought about refinancing your home mortgage? If you have, then it might help to do some research before you make up your mind completely. Eventually, you'll get around to visiting a loan professional, when that occurs, you need to be prepared. Preperation is the key. One of the best ways to discover more about reducing the cost of a mortgage refinance is by using a mortgage refinance calculator. Mortgage claculators are very handy and are easy and quick to use, and can give you with the...

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Monday, January 29, 2007

What to Look for in a Tattoo Shop

What to Look for in a Tattoo Shop

Let’s face it – a tattoo is a work of art. With something so permanent being embedded into your skin, you will want to be absolutely sure that you hire someone who knows what they are doing when you get your next tattoo. Just because someone owns his or her own tattoo shop does not necessarily mean that they are an artist that can draw an amazing design on your body. When you get inked, you want someone who is the best in your neighborhood – someone that will be able to give you exactly what you want, and more for your money. Sure, the best may be a little more expensive, but why would you want some low bid tattoo artist to do a half-hearted job with something as permanent and beautiful as a tattoo?

When trying to pick what tattoo shop you should visit for your tattoo, you should always go by word of mouth. After all, there is....

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